Promising Service from Online Payday Loans

When your salary is not enough to cover such huge financial necessities, it is very normal that you start getting panic. Well, it should be easy to solve as you can find many choices for the financial help. It can be started from the service of online payday loans. This service will give the great help when you need the most. The applicants for the loan will find the smooth way in obtaining the financial covering. 

The process of applying for loan can be done in a short time as the applicants are only required to fill in the personal information to such online form of registration. After the applicants finished the process of filling in the personal information to the online form, they will not wait for a long time to get the confirmation for the loan approval. 

It only takes approximately an hour and then the applicants are free to withdraw the financial help. Whenever you need the extra cash immediately, this service can be the best savior for you. It gives the simple way and you are not going to wait for a long time for receiving the announcement that the loan application is approved. It is totally the great service that will save your finance for sure.

Ten Secrets to a Healthy Computer and a Happier You

There comes a time in a person's life where no matter how much you fight it time takes its toll and we begin to slow down in how we perform our daily activities. However, in order to extend our youthful glow and energy levels it is important to eat right, exercise, and keep a positive outlook on life.

Now you may ask what has any of that got to do with "Secrets To A Healthy Computer?"

Well, in a way we're all just like a computer. If you neglect to take care of yourself you soon will cease to function properly and the many tasks that once were easy to do now take twice as long to accomplish and often require you to rest or "reboot" after a malfunction.

I can't tell you what foods to eat or what exercises to perform because I am not a nutritionist. Although, with my experiences in the personal computer field I can share with you some tips of how to keep that rectangle box of circuitry that sits within sights range functioning at maximum performance as long as time will allow.

Some important steps to follow are....

Make certain that your computer is located in a well ventilated area and that all air vents are unobstructed to prevent overheating and premature failure to any internal components.

Clean out the dust build-up at least every 6 months from the inside of the computer case including case vents, power supply vents, and all visible circuitry with a few cans of compressed air that can be purchased from any major computer store or electronics outlet. This will help reduce the chances of overheating and circuitry damage.

Before cleaning just be certain to always unplug the computer from the wall outlet and never physically contact the circuitry inside the computer case to prevent damage.

Be prepared for an unsuspected failure by always making backups of any important data that you do not and can not afford to lose.

I personally keep updated backups of my website and even store the disks at a remote location away from my every day use computers just in case a disaster were to occur and my main computers were destroyed resulting in the need for those lost files.

Purchase and install a well known anti-virus program that can be regularly updated with the latest virus definitions and ran during boot-up to help protect your computer from being the victim of an unwanted infestation.

Every few months or so run your computer's "Scandisk" program followed by the "Defragmenter" program to maximize the efficiency of your hard drive.

If you are not certain of how to use these utilities and being that the steps to execute these programs varies slightly from one operating system to the other it would be easiest to simply use the "Help" option that can be found by clicking on the START button found on your computers desktop.

The START menu will open up a drop-down-box that should display the "Help" option. By going here you can enter the keywords that deal with the answers to the subject you are searching for.

Run your computers "Disk Cleanup" utility every other week or so. If set the "Disk Cleanup" utility will automatically empty the recycling bin and recover some wasted disk space by removing the internet temporary files that seem to always accumulate.

Again, use the "Help" option if you are uncertain of how to perform this task.

Never smoke near a computer because the cooling fans will pull the smoke into the case where it can coat the inside parts of the computer with a residue which in turn can damage sensitive components.

Place the computer case in an area where it will not be accidentally kicked or bumped to prevent the loosening of cables and damage to internal parts.

Invest in a high quality surge protector to provide your computer and monitor against voltage spikes or "surges" that can dramatically shorten the life of your system. Just like most items in a store, "You get what you pay for". So don't skimp out on this important device!

Its also not a bad idea to invest in a surge protector that includes what is called a "Data Line Protector" which allows you to connect your telephone lines to and serves the same purpose for the telephone line to your modem just like the surge protector does for the electrical household current lines.

Finally, if you plan on being away from home for more that a few days at a time or if there is a thunderstorm brewing in your area it is a very wise decision to always unplug all electrical lines and modem telephone lines from your system. Even with a surge protector installed it is possible that such a large voltage spike such as one caused by a lightening strike could prove fatal to any computer system.

If you follow these simple steps the outcome is a healthy computer that will stay by your side and treat you well which also results in a happier you.

Protect Your Computer

To start this article, a joke: Why did the programmers mix up Halloween and Christmas? Because 25 DEC = 31 OCT. Haha! Well... if you got that, you probably don't need to read this article.

It is often said that there is no such things as 100% security. While that is true, it is no reason why you shouldn't take all necessary precautions to prevent unauthorized access. In this article we will examine a few ways to protect your data.


Local Security

            Out of all the different ways an intruder can access your computer, local access is the most promising way to circumvent your security. If a person has local access to a computer, it is only a matter of time before the data on the computer will be extracted.

However, protecting your computer against local attacks is also easy and only takes a few minutes. First, put a password on your BIOS configuration. Typically, it involves pressing Esc, Tab, F1, or some other key to access the BIOS configuration. From there, the configuration menu should have a tab about security. Open the tab about security and choose a decent password (there are hints about choosing a good password later on). Also, set the computer to boot up from the hard drive first, and do not let it try to boot from the A:\ drive or the CD-ROM drive. The reason why it shouldn't attempt to read the A:\ or CD-ROM drive is that an intruder could use a CD-ROM bootable O.S. like Knoppix to steal your password, even though a BIOS password is set. Now save the changes and exit.

Now to set a password on your accounts on Windows operating systems:

For NT and XP users: Make sure your administrative account has a password on it. Also, put a password on any other accounts you have and disable the guest account.
For 95, 98, and ME users: The security offered on these platforms is insufficient for the protection of your data. The best option for these platforms would be to rely on other forms of protection, such as encryption.

Internet Security

            The Internet opens up a host of security issues, but since the security problems are so prevalent there are many good solutions. We will now take a look at a few of them.

Firewalls:
            Firewalls protect things called ports. Ports are what your computer uses to access the Internet. To view a webpage, for example, your computer connects to the website's computer through port 80. Programs called Trojans can open ports on your computer and let people get into your computer and do whatever they want, including stealing passwords and credit cards. With a firewall, you can close most ports and protect your computer from Internet attacks. A firewall that I highly recommend is Zone Lab's free firewall called ZoneAlarm. It can be found at Zone Lab's website, http://www.zonelabs.com.

Anti-Virus software:
            Ah... its name rings like poetry in my ear... but seriously, anti-virus software is seriously serious business. Seriously. No way around it, you need to be protected! Anti-virus software is not the be all end of computer security, nor was it meant to be. However, it is a major and powerful form of defense against viruses, trojans, and worms. Now let's talk money... the universal language. Most anti-virus products cost money and a subscription cost... so check around for the best deals. However, the most prominent anti-virus software products are Norton Anti-virus (http://www.symantec.com/) and McAffee (http://www.mcafee.com). But for you people who can't live without freebies, try AVG by Grisoft (http://www.grisoft.com/). The personal version is free... and awesome. Literally... no joke... free. Wow. Try them all and decide which one you like the best. After you have one, setup auto scan if it isn't setup already. Okay, now you are ready! Concentrate, and become one with the force!

Spyware protection:
            Spyware... that this stuff can just be plain nasty. These are the programs that discover information about you and send it to their evil masters. Beware! Danger, Will Robinson! Now, lets talk about ways to destroy them. People will have day-long arguments over which product to use, but the two main programs (both free!) are Spybot: Search and Destroy (cool name - http://www.safer-networking.org/en/index.html) and Ad-aware (http://www.lavasoftusa.com/software/adaware/). Try them both, and see which one you like.

Now for the most powerful security tool... listen carefully... this is powerful! COMMON SENSE! Firewalls, anti-virus software, and spyware protection is useless against social engineering. Social engineering is conning a person into compromising their security. Now I know what you are saying, why would someone ever compromise their security because some stranger told them to do so!?!? It doesn't make sense... but it happens. All the time. Think about some e-mail messages you might have gotten... "I Luuuuv you!" "Your pictures are inside!" "I saw your profile..." If a virus is attached, and you download it hoping to see something and you see something quite different, you have been the victim of social engineering. Most social engineering attacks are more powerful and dangerous, but you get the idea.

Checklist to protect yourself:
            ___ Set a bios password.
            ___ Change startup to hard disk.
            ___ Set password on user accounts.
            ___ Disable guest account.
            ___ Download and setup firewall.
            ___ Download and setup anti-virus software.
            ___ Download and setup spyware remover.
            ___ Use common sense!
Remember, security is not a destination, it is a journey.

The History of Printer Ink Cartridges

With the introduction of the inkjet printer and printer ink cartridge in 1984, the task of printing your documents and changing printer ink cartridges became more convenient, reliable and cleaner than the previous methods of changing ribbons or inserting a toner cartridge.

Prior to 1984, the ink delivery systems were not as dependable as they are now. The inkjet system replaced the old dot matrix method, which required changing a ribbon. It wasn't long before the printer industry began conceptualizing a new ink delivery technique, including the drop on demand method. Several companies were the driving forces behind developing the inkjet technology, and by 1990 the method was widely accepted. Today it is the method of choice for printing requirements, and will print both black and white documents as well as color graphics and photos.

The quality is excellent, thanks to the development of printer ink cartridges. It is possible to print on many different sizes and types of paper, fabric, film, etc. These printers are used in businesses, in schools and the homes of millions of people worldwide.

Each printer uses a specific printer ink cartridge, most often one each of black and color. Each cartridge is given an identifying number and lists the model number of each printer in which it can be used. While each printer manufacturer recommends its own brand of printer ink cartridge, it is possible to refill the cartridge yourself, or purchase a refilled, remanufactured or a compatible cartridge.

There are two types of refilled cartridges: You can do it yourself with a kit that allows you to refill your own cartridge. Refill kits are available at a very low price and are sometimes the choice of those who don't mind doing the filling in order to save money. The other alternative is to buy a refilled cartridge from a manufacturer. This method involves drilling, filling and sealing an empty cartridge.

A remanufactured cartridge is an original printer ink cartridge that has been taken apart and outfitted with ink and new parts if necessary. It is then inspected and tested before being placed in the marketplace to re-sell. The workmanship in these cartridges is usually guaranteed against defects during the life of the cartridge. The lifetime is generally the same as the original, they are safe to use in all printers, and the warranty on your printer will not be affected. The cost is lower than the original.

Another kind of cartridge that has evolved in recent years is the "compatible" cartridge. Simply put, it is a cartridge that is built to the same specifications as those of the original manufacturer and is generally cheaper than the original. It is also guaranteed against defects during its lifetime.

Inkjet printers using printer ink cartridges have a bright future ahead, thanks to their capability to produce high-quality printed material quickly and inexpensively. The manufacturer's printer ink cartridge is one option, and the use of alternative printer ink cartridges is another option. When shopping for printer ink cartridges, always buy from a reputable dealer. A huge inventory of hundreds of types of cartridges can also be found by shopping on the Internet, which is a convenient, safe and reliable method of finding the best deals on printer ink cartridges.

How DATA is LOST

Over 95% of the people and businesses that I speak with have experienced data loss. However the sad fact is that the majority of businesses are woefully unprepared and do not understand the serious risk of data loss.
Do you have a disaster recovery plan?

The data that you store on your computer can be lost in many ways. Many people are not aware of the various ways that their data can be placed in jeopardy.

First, there are the obvious ways:

Physical damage to the computer, such as fire or water damage, is one surefire way to lose all the data on your computer. Although insurance may cover the physical damage to your machine(s), and you may be able to replace the actual hardware, no insurance policy can resurrect your data.

Another common way that individuals lose the data they have worked so hard to build up is THEFT. Much like damage done to your computer via various natural disasters, insurance may cover the physical hardware, but no policy will be able to save the information stored on your hard drive and other physical media.

Without some form of backup solution, your data is at risk every day.

There are many other things that can happen that can cause partial or full data loss. Other common occurrences are:

Data corruption (failed CRC or MD5 checks),

Hard drive failure (the older a hard disk gets the closer you are getting to the MTBF, or "mean time between failure" that every disk is rated for at the factory),

OS failure (it is not uncommon for a machine to fail to reboot after having critical system files replaced, such as during the application of a Windows Service Pack or driver update).

Human error - simply accidentally deleting a file or directory happens more often than you would think. Not to mention the "not so accidental" deletion by a disgruntled employee.

Viruses and worms - even though protection for these digital pests is readily available and in general use, loss of data associated with them is still widespread.

These are just a few of the pitfalls that can plague the computer that has not had backups done in a timely manner.

Right about now, you may be asking yourself: "What can I do?" Actually, there is one simple solution to all your data integrity needs: offsite data backup.

Unlike backups you may be used to doing with tape drives or other removable media, offsite data backup provides a much more transparent, easy to use solution, as well as having the added security of storing your files in a secure location that is guaranteed to keep them safe (remember, if your office building catches fire, not only does your workstation lose it's data, but your tape backups will most likely be destroyed as well, barring the use of expensive fireproof storage.

Offsite data backup is easy to set up and protects your data in the most secure, economical way possible. If you are considering implementing a data backup for your company or personal computers do yourself a favor and consider using an offsite secure backup service. This is the simplest and most effective form of disaster recovery.

Your DATA is your LIFE. Protect it.

Pop-ups - 5 Ways to Stop

5 Ways to Block Pop Ups...

Advertisers are constantly looking for any way to draw attention to their products. Although typical banner ads are still used heavily, they now seem to be almost invisible to the average web surfer. Pop ups and other intrusive types of advertising are now used to thrust an ad in your face that you have no choice but to at least acknowledge. Regardless of the nature of the ad, pop ups are a nuisance, and there are now many options available for keeping them off of your computer screen all together.

1. Internet Explorer on Windows XP with Service Pack 2
This summer's release of Service Pack 2 for Windows XP brought about a few significant changes to the operating system. One of the most noticeable was the addition of a pop up blocker to Internet Explorer.

The pop up blocker is integrated into the browser and can be customized by browsing to the "Tools" tab at the top of the program. Like many pop up blocker applications, personal preferences can be set to allow/block pop ups from certain sites, as well as providing customization for how the user is alerted to the fact that a pop up has been blocked.

For those using Windows XP, upgrading to Service Pack 2 is an excellent idea for your system's security as a whole, but specifically for the additional convenience of an integrated pop up blocker. For those with a Microsoft operating system other than XP, sorry, this is not available for you.

2. Alternative Web Browsers

There are other choices for web browsers available, and many have included a pop up blocker long before Microsoft decided to include one with Internet Explorer.

The Mozilla Firefox browser version 1.0 was officially released on November 9th. This browser has already received a great deal of acclaim and has become quite popular as an alternative to Internet Explorer.
Firefox is a highly customizable web browsing application that includes an effective pop up blocker, tabbed browsing, and many other features not found in Internet Explorer.

Crazy Browser is another option that was released in 2002, which is not as much an alternative browser, as it is a skin for Internet Explorer. In order for Crazy Browser to run, a system must have Internet Explorer 5 (or greater) installed, as well as Windows 95 (or greater) installed as the operating system. The Crazy Browser application then takes the base functionality of Internet Explorer and adds features similar to Firefox, such as the pop up blocker and tabbed browsing.

3. Browser Tool Bars

A growing trend is for websites to offer a downloadable toolbar for use with Internet Explorer. Many of these toolbars offer unique features intended to enhance the user's web browsing experience in different ways, but they generally also include a pop up blocker. Although there are toolbars available from dozens of websites, Google, MSN, and Yahoo are some of the more reputable names with one available.

The installation of these toolbars is quick and easy, and the most difficult part may be reading the fine print in the license agreements.

Although these toolbars may do an excellent job blocking pop ups, they may also be retrieving data on your web surfing / search habits. If you feel a toolbar may be the right solution for you, stick with one from a trusted name, and just be sure to read the fine print.

4. Pop Up Blocker Software

Stand alone pop up blocking software is available from dozens, if not hundreds, of different sources. With various interfaces, and prices ranging from free to $30 (and higher), choosing one can be a difficult task. Many of the programs that are not available for free do come with a free trial download, so you can at least get a sense of whether the program is right for you before committing. Some of the options in this category include STOPzilla, Secure IE, Zero Popup and Pop Swatter, to name a few.

The main drawback to this type of pop up blocking solution is that you now have another independent application running on your computer. Although they
are generally not resource intensive, why run a program
to do something that can be handled by one that is already running anyway? Additionally, with so many reliable solutions available to eliminate pop ups for free,
spending money on one is hard to justify.

Along with a dedicated pop up blocker, another recommended tact for eliminating pop-ups is eliminating spyware on your computer system. Some pop-up programs use accompanying spyware to target pop ups specifically to you and your web surfing habits. An excellent, free program for eliminating spyware of all type is Spybot Search & Destroy.

5. Internet Access Software from Select ISPs

Some ISPs (Internet Service Providers) now incorporate a pop up blocker with the software they provide to subscribers for accessing the internet. Earthlink, Optimum Online, and AOL are just a few of the larger providers that add value to their packages by adding a pop up blocker. Bundling this functionality with the ISPs base software definitely makes things easy for the subscriber, as there may be no need to find one elsewhere.

In general, these blockers are effective, but are not the most feature rich and may have limited options for customization by the end user. One draw back with ISP provided pop up blockers is that some only work with their service. So, if you ever switch to a new provider, you'll need to be prepared to switch to a new pop up blocker
as well.

Final Words

Pop ups are a fact of life on the internet, but that does not mean you need to put up with them. Among the five general solutions presented above, there are literally hundreds of options available for eliminating the clutter of pop up ads, allowing you
to enjoy only the content you intended to see.

Computer Problems. How Do You Avoid Them?

I see Danny Burke of PC Magic once a month to sort out any problems on my computer and to help me move ahead with an internet info product business.

Danny spends most of his week rescuing business owners who are having problems with their computers.

Last week I asked him for the advice he would give a business owner who was having trouble with his computer. This is the advice he gave me:

Keep things simple on your computer. Don't use it for games etc. Just use it for business. Danny finds that half his customers have caused their own problems by the extras they have downloaded from the internet such as:

Additional toolbars for internet explorer.
Unnecessary utilities like internet speed boosters which seldom work.
Eye candy such as wall paper changers, animated cats etc

All most businesses need is

A base operating system
An email client
A web browser
An office suite
A firewall and anti-virus system

Don't download any old stuff off the internet. The more stuff you put on your hard disk, the more likely it is that you will have problems. Microsoft cannot check all the different applications you might download for compatibility.

Your first graphics package and another graphics package might fight over the file extensions. Try to stick with one package. Similar problems occur with music and video players which should not be on a business system anyway unless you are in that field.

Don't upgrade unless you could name three good reasons to upgrade. After Danny gave me this advice, I rather guiltily tried to upgrade my BT broadband service to the new combined BT Yahoo broadband service.

Sure enough as soon as I had installed the new service, things started to go wrong. Things that had worked before (like links in emails) no longer worked. I'm not blaming BT Yahoo. I just had too much stuff on my computer! When I uninstalled the new service everything started working again.

Danny comments: "If it ain't broke, don't fix it." When you upgrade, the file formats are sometimes different from the earlier versions of the software. This means you cannot go back to the earlier versions because they don't recognise the new file format.

Do not assume that newer versions are better than the earlier versions. All you have done is make the software producer richer!

Have a firewall and virus checker and keep them up to date

Back up your data. 90% of companies who have a catastrophic data loss go bankrupt within two years. You should have two copies of important data and three copies of critical data stored in three different locations.

One copy should be in a fire safe off site. This should be standard practice. You cannot trust computers. Sooner or later they will get you! If you don't back up, you are an idiot and deserve all you get!

Today I received this message from an ezine owner:

A lot of you sent me an ad this week, which
I had saved on my hard drive and guess
what?

My computer crashed and I lost every one.

I have a backup computer, but no ads.

Please re-send your ads so I can get them in
the Friday edition.

Sorry for the trouble.

The ezine owner is obviously a nice person but he may lose customers who haven't got the time to resend their ads. No one likes to repeat their efforts.

Maybe his computer crashed because he had broken not only the back up rule but some of the other rules.

As a general principle, use your machine and don't tinker with it. Once it is working, leave it alone!

Leave it alone!!!